Principal Operating Entities

Utmost Limited


Utmost Limited is the principal life assurance company in the Utmost Wealth Solutions business.

Utmost Wealth Solutions is a leading offshore bond business with over £10bn of assets.  It is a major provider of offshore bonds into the UK from the Isle of Man and one of the largest UK providers across the Isle of Man and Dublin.

LCCG's strategy is to maintain and grow the UK franchise and to continue the highly successful relationship with AXA in Hong Kong and Singapore for the distribution of products in Asia.

On 4 October 2016, Harcourt Life International ("HLI"), a sister company to Utmost Limited in the LCCG Group signed an agreement to acquire AXA Life Europe Limited’s (ALE) Offshore Investment Bonds business, to be implemented by way of a High Court business transfer scheme. This acquisition is expected to conclude in early 2017 and at such time the acquired ALE business will be transferred to HLI and will be marketed under the Utmost Wealth Solutions brand. In the intervening period, new business will continue to be written by ALE under the AXA brand and will be transferred to HLI on completion of the court scheme.

LCCG will seek to enhance and complement the new business growth of Utmost Wealth Solutions through acquisition led growth.

Please visit the Utmost Wealth Solutions website below for more details.

Royalty House
Walpole Avenue
Isle of Man
British Isles


T: +44 (0)1624 643 333
F: +44 (0)1624 643 444

Utmost Wealth Solutions is the brand name used by a number of Utmost companies. Utmost Limited is regulated and licensed by the Isle of Man Financial Services Authority.

Harcourt Life Assurance DAC


Harcourt Life is a specialist acquirer of books of life assurance business in Ireland.

Since late 2015, Harcourt Life has acquired:

Scottish Mutual International Limited from Phoenix Life Limited;

Aviva Life International Limited ("ALIL") from Aviva plc;

Augura Life Ireland DAC and Altraplan Bermuda Limited from Onelife Holdings Sarl; and  

Union Heritage Life Assurance Company Limited from American Income Life Insurance Company. 

ALIL has now been renamed Harcourt Life International DAC.  Please visit the Harcourt Life website below for more details.

Block 2
Harcourt Centre
Harcourt Street


T: +353 (01) 5312 222
F: +353 (01) 5312 380

Harcourt Life Assurance DAC is regulated by the Central Bank of Ireland